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WebInsurers who offer telematics or black box insurance will either add a device to your car themselves, or send you a self-install fixture that measures and records how you drive. Some insurers might just use an app to record your driving. By tracking your driving, your premium will then be based on how safe and careful a driver you are, instead ... WebDec 6, 2024 · Black box car insurance, sometimes referred to as telematics insurance, is a type of car insurance with rates based on your driving. WebJul 9, 2024 · Black box car insurance pros and cons Pros of black box insurance Money money money . Above all, black box insurance is often considerably cheaper. If you drive well, most companies will give you either a refund during your insurance policy or a discounted rate when it comes to your renewal date, as well as the cheaper upfront … magician reversed meaning