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WebJul 22, 2024 · Rick Bormin, Personal Loans Moderator. No, Upgrade does not allow cosigners on personal loans, but it does allow joint applicants. Joint applications enable two people to apply for a Upgrade personal loan together, then share equal responsibility for paying back the loan. There are two major differences between having a cosigner and … WebMar 24, 2024 · 6.70% - 35.99%. Term Length. 36 or 60 months. Bottom Line. We selected Upstart as a best personal loans lender because it can accommodate a wide range of borrowers with different needs. Upstart ... WebMar 7, 2024 · To get a personal loan, the borrower and the co-signer must submit their personal and financial information. Both parties can expect to provide the lender with the following documentation and info: Current address Pay stubs Bank account information Tax forms Social Security number Bank statements FAQs About Personal Loans With Co … l-theanine anxiety depression